Home Loans

Mortgages

Whether you're buying your first home, refinancing your mortgage or moving up to a bigger and better residence, UP is here to help! We offer mortgage loans of all types.

We offer first mortgage loans on both conventional homes and mobile homes with land. Our real estate loans offer competitive rates and the high-quality service you've come to expect from UPFCU.

Please email your completed application to lending@upfcu.org

Home Loan Application

Home Equity Loans

Put the equity in your home to work for you! A Home Equity Loan is a great option for borrowing money at a lower rate to fund other needs. Talk to us today to see if a Home Equity Loan is the right choice for you.


  • ● Rates as low as 2.99% APR*
  • ● Quick Closing within 7-10 Days
  • ● Up to 100% LTV**
  • ● Terms up to 15 Years
  • ● Use the Cash for Any Need

Please email your completed application to lending@upfcu.org

Home Equity Loan Application


*APR=Annual Percentage Rate. Membership eligibility is required. Your annual percentage rate is based on creditworthiness. **certain qualifications may apply.