Union Pacific of Arkansas FCU
 

 

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Loan Rates

All loan rates are quoted as Annual Percentage Rates (APRs).

Each loan rate will be determined by certain creditworthiness criteria, and will fall within the range disclosed below. Please contact a credit union employee for an explanation of loan rates, terms, collateral requirements and any other loan information.

Other rates and loan types may be offered by the credit union from time to time.

Rates effective as of December 31, 2013

 

Type of Loan

 

Approximate Term (Months)

Annual Percentage Rate (APR)

 

SHARE SECURED

Up to 120

3.00% above rate paid on shares

CERTIFICATE SECURED
Term of Certificate

2.00% above existing Certificate rate

 

NEW /USED Vehicles
(Current year + 6 years)

Up to 48

3.49% - 15.74%
49-60
3.74% - 15.99%
61-72
4.24% - 16.49%

OLDER VEHICLE
(7 Years and older)
Auto/Truck/Van

Up to 36
6.99% - 17.99%

NEW Boats

USED Boats

1-84

1-72

 

5.24% - 17.49%

6.24% - 17.99%

 

NEW
Recreation Vehicle,
Mobile Home, and
Farm Equipment

USED
Recreation Vehicle &
Farm Equipment

 

1-84

 


1-72

 

5.24% - 17.49%

 

6.24% - 17.99%

NEW
Motorcycles

USED
Motorcycles

1-60

1-60

5.24% - 17.49%

6.24% - 17.99%

OTHER COLLATERAL
(President/CEO approval needed)
Up to 120

 

Not to exceed the maximum rate allowed by NCUA.

PERSONAL
Up to 36
8.99%-18.00%